College Football Playoff: What happens if Clemson or Alabama lose?

Coming into championship week in college football this week it appears the four-team College Football Playoff is nearly set. Oklahoma, 11-1 and champion of the Big 12, appears to be locked into one of the four available playoff spots with no more games to play. The winner of the Big Ten championship game between undefeated Iowa and 11-1 Michigan State appears to be a playoff qualifier, with the Big Ten champion getting one spot. As long as top-ranked and undefeated Clemson and once-beaten Alabama come through with wins in their respective conference championship games, the field is set. Right? But what if Clemson loses? What if Alabama loses? Who gets in then? A Clemson loss would make for a pretty good case for North Carolina. The Tar Heels would be ACC champions with a 12-1 record, capped by the win against Clemson. …

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